Credit Analysis - Director
Mee Tee Mee Ngern Co., Ltd.Job Responsibility:
• Credit Review Commercial and Corporate is responsible for conducting a detailed credit analysis based on information furnished by the borrower, publicly available information, the lender's evaluation of the borrower's credit needs, and the ability to pay across a range of products against credit standards set by the organization.
• Also, guide and coach junior analysts in conducting credit proposal and risk analysis. People’s Management
• Involve in product enhancements or other projects as assigned by CEO.
• Prepare credit write–up and also coordinate with respective RM to ensure all credit proposals are carried out appropriately
• Team Management - Lead the team of credit analysts to ensure they are meeting their KPI:
• Ensure processing volume is met within SLA.
• Manage schedule for all credit analyst team to be able to ensure appropriate coverage on all days.
• Ensure all the team members follow the defined SOP and process.
• Train and monitor new joiners and ensure that they able to perform their job; and Coaching the team as required.
• Credit Approval - Perform credit analysis for processing new applicants:
• Conduct KYC check on applicant and other criteria as required.
• Assess credit worthiness of the applicant and make final assessment on the application; and
• Use past experience and expertise to provide input related areas of business.
Job Requirements:-
• Bachelor or Master Degree in in Finance or Economic and/or other relevant subject
• Minimum 15-20 years of experience in Credit Analysis role Bank or Non bank
• Have good knowledge in bank and Nonbank’s products and knowledge in local relevant regulations is a plus
• Good background on relevant regulations both local & international that have impact on Financial Institutions
• Strong combination of analytical, decision-making and interpersonal skills
• Sound knowledge of credit making strategies and ability to comply with the regulations
• Good problem solving and ability to work as a part of a team and under minimal supervision.
- Provident Fund
- Staff training and development
- Overtime
- Fuel/transportation fees
- 5-day work week
- Social security
- Health insurance
- Accident Insurance
- Employee's uniform
- Annual trip or party
- Performance/results-based bonus
- Annual bonus
https://www.meetee.co.th/