• To screen the credit quality of proposal and prepare credit risk notefor all borrowal accounts.
• Conduct credit risk ratings reviews, analyze, evaluate and identify risks and mitigations for credit applications and provide recommendations.
• Rating of all the eligible borrowal accounts sanctioned at IOB Bangkok.
• Should maintain the record of the ratings meticulously as the data is required for rating migration and default study.
• Ratings of customer/borrower account entered in the system correctly by verifying the same on monthly basis.
• Prepare Rating Migration Analysis report on half yearly basis.
• Preparation of Watch list accounts based on annual basis and submit to Credit risk Management committee for approval.
• Review and propose center specific policies related to Market Risk, Interest rate Risk, TFRS 9 Expected Credit Loss Model Development guidelines and monitor TFRS 9 ECL model parameters including forward looking parameters on quarterly basis.
• Monitor related lending limit and submit report to BOT every month
• Maintenance /tallying of foreign Exchange open position for all currencies
• Preparation of LCR/NSFR, RBI AFI AGL report.
• Responsible for Forex card rate and all DMS reporting.
• In charge of submission of department related statements to Bank of Thailand, RBI and other regulatory agencies